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Joe Goertz's Articles in Credit

  • Tips To Help You Understand Your Credit Reports
    In this country, there are three major credit bureaus: Experian, Equifax and Trans Union. They offer information to lenders about a person’s credit score. The lower your credit score, the less likely you are to get credit. Each credit report comes with “score reason codes” to explain why your credit score is where it is.

    It is up to you to know what is on your credit report and keep the data up to date. You might have paid your bills on time, but your credit report may sho...

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